ఆంధ్రప్రదేశ్ రాష్ట్ర ప్రభుత్వ ఉద్యోగుల గ్రూప్ ఇన్సూరెన్స్ పథకం, 1984 – పొదుపు నిధి (Savings Fund) నిల్వలపై 01-07-2025 నుండి 31-12-2025 వరకు సవరించిన వడ్డీ రేటు (సంవత్సరానికి 7.1%) – 01-07-2025 నుండి 31-12-2025 వరకు ఉన్న కాలానికి పొదుపు నిధి ప్రయోజనాల పట్టికల (Tables of Benefits) సమాచారం మరియుసవరించిన పట్టికల తో కూడిన ఉత్తర్వులు జారీ.
Click Here to Download go ms no 54
The Government of Andhra Pradesh has issued G.O.MS.No. 54 from the Finance (ADMN-III-DI, DSA) Department, dated July 13, 2026. This comprehensive order details the revised rate of interest for the Andhra Pradesh State Employees Group Insurance Scheme, 1984.
Below is the complete breakdown of the revised interest rates, subscription slabs, and guidelines for Drawing and Disbursement Officers (DDOs).
### Key Highlights of G.O.MS.No. 54
* The revised interest rate for the accumulated Savings Fund portion of the GIS is set at 7.1% per annum.
* This 7.1% interest rate is applicable for the period from July 1, 2025, to December 31, 2025.
* Since November 1, 1994, the subscription rate for each GIS unit has been Rs. 15.
* The Rs. 15 subscription is apportioned into two parts: Rs. 4.50 goes to the Insurance Fund, and Rs. 10.50 goes to the Savings Fund.
* The insurance coverage provided is Rs. 15,000 for each unit of subscription.
* The expenditure for this scheme is debitable to the Head of Account: 8011- Insurance and Pension Funds, 107-Group Insurance Scheme, 01 State Government Employees, 001- Insurance Fund, 002-Savings fund, 003 Interest from Government.
### GIS Subscription Units and Revised Pay Slabs
According to the order, compulsory deduction of subscription units is based on the classification of groups and their corresponding pay slabs. Here are the details applicable under the Revised Scales of Pay, 2022:
| Group Classification | RPS 2022 Pay Slabs | Subscription Units | Monthly Deduction |
|---|---|---|---|
| **Group A** | 54060 - 179000 | 8 Units | Rs. 120 |
| **Group B** | 35570 - 137220 | 4 Units | Rs. 60 |
| **Group C** | 25220 - 107210 | 2 Units | Rs. 30 |
| **Group D** | 20000 - 76730 | 1 Unit | Rs. 15 |
### Essential Forms for the Service Register
To ensure proper implementation of the scheme, specific standard forms and entries must be compulsorily furnished in the Service Register of the individual without fail:
* **Form No. 1:** Used for initial entry into the scheme and the corresponding entry in the Service Register.
* **Form No. 2:** Used when there is a change in the employee's Group, requiring an update in the Service Register.
* **Form No. 8:** Used to maintain a Group-wise Register of members.
* **Form No. 6:** Used for making nominations by unmarried employees.
* **Form No. 7:** Used for making nominations by married employees.
* **Form No. 3:** Used for claiming GIS payments for reasons other than death.
* **Form No. 5:** Used for claiming GIS payments in the event of an employee's death.
### Strict Guidelines for Drawing and Disbursement Officers (DDOs)
The government order outlines strict protocols for Head of Departments and DDOs regarding deductions and audits:
* The DDO is held completely responsible for recovering the correct rate of subscription based on the eligible group of the employee.
* DDOs will be held personally responsible for any excess or less recovery of the subscription amounts.
* Heads of Offices must record necessary subscription entries in the Service Registers at the end of every financial year, under proper attestation.
* A certificate must be recorded in the Service Register stating that subscriptions at the appropriate rates have been successfully recovered for the period from April to March.
* If an employee's subscription is not recovered during any period of their service, the total unrecovered subscription along with applicable interest must be recovered from their admissible payments.
* The sanctioning authority must send a copy of the GIS payment sanction orders, including the calculation slip, to the Director of Insurance in Mangalagiri, Guntur for post-audit.
* If the post-audit identifies any excess payment, the Director of Insurance will notify the DDO to recover the amount through a CFMS challan using the Head of Account 8011-107-01.
* If excess payments cannot be collected from the concerned party, the difference amount shall be collected from the sanctioning authority, and erring officers are liable for disciplinary action.
